PLAN B : MEDICAL INSURANCE – SSS (SAINIK SEVA SAMITI)*

*(Shared By Cdr Sudhir Dua, IN)*
*(Secretary SSS)*

*Plan B because we can use ECHS* which is our service entitlement but is subject to funds constrained by MoD. Service HQ tries their best to help ESM and Serving.
*But many times ECHS and MH cannot cater to our Needs.* *Then Medical Insurance can be the Saviour.*
ECHS rates are low only about the 30 to 40% of normal rate ,the payments are delayed by EcHS due to Poor funds disbursement by MOD, if their occupancy is high they refuse ECHS patients even in emergency and we are unable to act as we have not paid our bills. A Small Mediclaim Insurance helps meet emergencies as Hospitals generally don’t refuse Insurance Patients as they get timely Payments and almost 80 % of rack rates.
*Due our Service exigencies and Age or Sometimes lack of facilities in MH, it is advisable to have a Small Mediclaim Plan as Option B*

Parents, Parent- in- laws , Children and Grandchildren can also avail sss policy. Many Children have a Corporate plan but when they shift jobs they land up in shadow zones without V medical cover for themselves and family

Under present norms parents and dependents are subjected to financial restrictions. To get their support with present transparent direct tax systems is difficult through ECHS.

Today Medical costs can be high and youngsters take high value plans for 1 CR, But due to ECHS support we can just have a small Rs 5 to 10 lakhs Cover with no Age limit and all Pre existing diseases covered from Day One.

Icing on the cake is dedicated Helpdesk from TPA and Broker

Helpdesk at Sss helps for Membership only Paid Members can buy a Mediclaim plan or even opt for additional OPD plan
*For details take membership on www.ssamiti*
Org using join us and primary membership form.
Members can see all details on website seek help to answer all queries from sss help desk. After getting confident about sss and the plan, please log-in with your sss id pay for Membership on the website and also Optional OPD plan.

Besides this all Members can get discounted Group Policies for their cars ,international travel and soon to start a comprehensive home care plan

*Cdr Sudhir Dua*
*Secretary Sss*

Note pls call Helpdesk for all queries
Pooja

Sss is a proven plan and operational since last 3 years Rs 5.8 CR premium already transfered to new india assurance .

*Sss caters as an excellent plan B*